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Hi, I’m Fred -It's a Pleasure to connect with you!
As your dedicated California Mortgage Loan Officer and Licensed Real Estate Agent with Ozean Realty, my goal is to make your home buying, selling, or investing journey as simple and stress-free as possible. Think of us as your one-stop resource where you can get answers to all your questions — whether residential or commercial real estate — while also receiving mortgage solutions tailored to your needs.
What sets us apart is our commitment to understanding your unique goals. Whether you’re searching for your dream home, exploring an investment, or looking at financing options, we’ll be with you every step of the way. Our team works hand-in-hand to ensure the process is smooth, personal, and designed around what matters most to you.
At Ozean Realty, we believe finding the right property should feel just as welcoming as walking through its front door. From your first inquiry to the moment you get your keys, we’ll be there to make your vision a reality.
Nice to meet you, I am FRED,
As a Licensed REALTOR, MORTGAGE LOAN ORIGINATOR (MLO) & LIFE AGENT, my mission is to educate, support, and guide you through one of life’s most significant milestones: buying or selling your home.
I’m here to show you the incredible benefits and opportunities that come with owning real estate in California.
California is a magnet for professionals in tech, healthcare, and entertainment because of its higher earning potential. Owning a home here can be a powerful step toward building generational wealth and achieving financial freedom. Let’s embark on this exciting journey together!
FOR BUYERS
If you’re looking for a forever agent who is invested in helping your family build generational wealth, you’ve found your guy. Let’s chat about how I can help.
FOR SELLERS
Even in a market that’s moving at warp speed, your property deserves to get every ounce of admiration it deserves to get you top dollar.
FOR BUYERS
If you’re looking for a forever agent who is invested in helping your family build generational wealth, you’ve found your guy. Let’s chat about how I can help.
FOR SELLERS
Even in a market that’s moving at warp speed, your property deserves to get every ounce of admiration it deserves to get you top dollar.
Client reviews
Client reviews
Blanca
We recently moved into our new home in Fullerton, and we feel incredibly fortunate to have had Fred Espino as our realtor. Fred went above and beyond in helping us find our dream home. His dedication and hard work were truly remarkable, from assisting us with moving our things into storage to finding a home that met our needs. Throughout the entire process, Fred made us feel like family, always looking out for us and ensuring everything went smoothly. His commitment to pushing through every requirement was amazing. If you’re looking for a realtor, we highly recommend Fred Espino – he’s the best!”
Noel
Fred is the best! Fast, dependable, proactive, industrious and intelligent. We wanted a home close to work, and church – Fred found us a house in a good neighborhood and is 15 minutes away from my job and church. He saved us money in gas & took away our main stress in commuting. I highly recommend him to all my friends planning to buy their future homes. He is really a great Realtor.
Paul
Fred has exceeded all of my expectations when it came to purchasing our first property. He was professional, knowledgeable, and genuinely invested in helping us find the perfect home. Fred’s negotiation skills and attention to detail ensured that we got the best possible deal. He was able to get an offer accepted without competition with other buyers.
We recently moved into our new home in Fullerton, and we feel incredibly fortunate to have had Fred Espino as our realtor. Fred went above and beyond in helping us find our dream home. His dedication and hard work were truly remarkable, from assisting us with moving our things into storage to finding a home that met our needs. Throughout the entire process, Fred made us feel like family, always looking out for us and ensuring everything went smoothly. His commitment to pushing through every requirement was amazing. If you're looking for a realtor, we highly recommend Fred Espino – he’s the best!"
Blanca
Fred is the best! Fast, dependable, proactive, industrious and intelligent. We wanted a home close to work, and church – Fred found us a house in a good neighborhood and is 15 minutes away from my job and church. He saved us money in gas & took away our main stress in commuting. I highly recommend him to all my friends planning to buy their future homes. He is really a great Realtor.
Noel
Fred has exceeded all of my expectations when it came to purchasing our first property. He was professional, knowledgeable, and genuinely invested in helping us find the perfect home. Fred's negotiation skills and attention to detail ensured that we got the best possible deal. He was able to get an offer accepted without competition with other buyers.
Paul
Fred listened to my needs when it comes to finding a house. My main concern is the kitchen. He delivered and got us a house with a brand new kitchen. Everything in the house was renovated, all we have to do is move in.
Hannah 
Working with Fred at SoCal Realty was an amazing! It only took 3 weeks to put the offer to getting the keys to our new home. His hard work and dedication to finding the perfect match for our family were truly impressive. He found the perfect house in 2 weeks. Took us to every open house and he spend time listening to things we like and don’t like about the property. Now we have 4bed and 3 bath home with parking both front and back of the house. It’s located in a nice neighborhood and great school system.
Julian 
Paul
Fred has exceeded all of my expectations when it came to purchasing our first property. He was professional, knowledgeable, and genuinely invested in helping us find the perfect home. Fred’s negotiation skills and attention to detail ensured that we got the best possible deal. He was able to get an offer accepted without competition with other buyers.
Hannah
Fred listened to my needs when it comes to finding a house. My main concern is the kitchen. He delivered and got us a house with a brand new kitchen. Everything in the house was renovated, all we have to do is move in.
Julian
Working with Fred at SoCal Realty was an amazing! It only took 3 weeks to put the offer to getting the keys to our new home. His hard work and dedication to finding the perfect match for our family were truly impressive. He found the perfect house in 2 weeks. Took us to every open house and he spend time listening to things we like and don’t like about the property. Now we have 4bed and 3 bath home with parking both front and back of the house. It’s located in a nice neighborhood and great school system.
★★★★★
Fred has exceeded all of my expectations when it came to purchasing our first property. He was professional, knowledgeable, and genuinely invested in helping us find the perfect home. Fred's negotiation skills and attention to detail ensured that we got the best possible deal. He was able to get an offer accepted without competition with other buyers.
PAUL
customer
★★★★★
Fred listened to my needs when it comes to finding a house. My main concern is the kitchen. He delivered and got us a house with a brand new kitchen. Everything in the house was renovated, all we have to do is move in.
HANNAH
customer
★★★★★
Working with Fred at SoCal Realty was an amazing! It only took 3 weeks to put the offer to getting the keys to our new home. His hard work and dedication to finding the perfect match for our family were truly impressive. He found the perfect house in 2 weeks. Took us to every open house and he spend time listening to things we like and don’t like about the property. Now we have 4bed and 3 bath home with parking both front and back of the house. It’s located in a nice neighborhood and great school system.
JULIAN
customer
★★★★★
We recently moved into our new home in Fullerton, and we feel incredibly fortunate to have had Fred Espino as our realtor. Fred went above and beyond in helping us find our dream home. His dedication and hard work were truly remarkable, from assisting us with moving our things into storage to finding a home that met our needs. Throughout the entire process, Fred made us feel like family, always looking out for us and ensuring everything went smoothly. His commitment to pushing through every requirement was amazing. If you're looking for a realtor, we highly recommend Fred Espino – he’s the best!"
BLANCA
customer
★★★★★
Fred is the best! Fast, dependable, proactive, industrious and intelligent. We wanted a home close to work, and church – Fred found us a house in a good neighborhood and is 15 minutes away from my job and church. He saved us money in gas & took away our main stress in commuting. I highly recommend him to all my friends planning to buy their future homes. He is really a great Realtor.
NOEL
customer
★★★★★
Fred is my go to Loan Officer and Realtor. He is honest, transparent and no BS type of professional. Having to deal with one person when buying a property relieves tons of stress and anxiety. I can call or text him even late at night and he would answer ALL question without hesitation. I remember when we first met he said, "I want to know everything & anything that has to do with this transaction, if I know the problem, we can fix it early". This made purchase of the property smoother and I couldn't be more happier.
SCOTT
Father & Business Owner
★★★★★
Fred listened to my needs when it comes to finding a house. My main concern is the kitchen. He delivered and got us a house with a brand new kitchen. Everything in the house was renovated, all we have to do is move in.
HANNAH
Administrator 
★★★★★
He is truly exceptional!
We paid - No closing cost on our investment property and he was able to negotiate a lower purchase price! We can't recommend him enough. Not only is he a knowledgeable and experienced realtor and lender, but he’s also incredibly kind, responsive, and efficient. As a young, growing family with two kids and demanding 80-hour workweeks, buying a home felt overwhelming—but Fred made the entire process seamless.
He went above and beyond to accommodate our hectic schedule, always making himself available—day or night—which gave us so much peace of mind. His dedication and genuine care made all the difference in helping us find the perfect home.
We’re beyond grateful and wouldn’t hesitate to work with Fred again or recommend him to anyone looking to buy or refinance. Thank you, Fred!
Kelly and Millie
Physician & Nurse Administrator 
★★★★★
Working with Fred at SoCal Realty was an amazing! It only took 3 weeks to put the offer to getting the keys to our new home. His hard work and dedication to finding the perfect match for our family were truly impressive. He found the perfect house in 2 weeks. Took us to every open house and he spend time listening to things we like and don’t like about the property. Now we have 4bed and 3 bath home with parking both front and back of the house. It’s located in a nice neighborhood and great school system.
Julian
PT
★★★★★
We recently moved into our new home in Fullerton, and we feel incredibly fortunate to have had Fred Espino as our realtor. Fred went above and beyond in helping us find our dream home. His dedication and hard work were truly remarkable, from assisting us with moving our things into storage to finding a home that met our needs. Throughout the entire process, Fred made us feel like family, always looking out for us and ensuring everything went smoothly. His commitment to pushing through every requirement was amazing. If you're looking for a realtor, we highly recommend Fred Espino – he’s the best!"
BLANCA
Nurse
★★★★★
Fred is the best! Fast, dependable, proactive, industrious and intelligent. We wanted a home close to work, and church – Fred found us a house in a good neighborhood and is 15 minutes away from my job and church. He saved us money in gas & took away our main stress in commuting. I highly recommend him to all my friends planning to buy their future homes. He is really a great Realtor.
NOEL
Nurses
★★★★★
Fred went above and beyond. He was always available, always had answers and was on top of everything. First class service all the way throughout the process. He did his best to make the process free from stress as possible. Couldn’t ask for a better Loan Officer & Realtor. Thanks Fred!
ODIN
Nurse Practitioner 
★★★★★
Fred is a professional, knowledgeable and most importantly kids friendly guy, as we shop around our house. Fred is very patient with my kids. That makes so much difference while I’m focused on on details on houses. Plus, he also doing loan service so I don’t need to ask for others .
Highly recommended Fred and his team.
Thank You Fred !!
ELENA
PICC Line Nurse 
★★★★★
Fred has exceeded all of my expectations when it came to purchasing our first property. He was professional, knowledgeable, and genuinely invested in helping us find the perfect home. Fred's negotiation skills and attention to detail ensured that we got the best possible deal. He was able to get an offer accepted without competition with other buyers.
PAUL
ER Trauma Nurse
★★★★★
Fred we would like to extend our sincere gratitude for the help you provided us in getting our loan .Your knowledge, expertise, professionalism and kindness are very much appreciated.Thank you so much, and we will not hesitate to recommend you to our friends and family. More Power To You Fred. Thank you again!
Ione & Violet
Business Owner 
Client reviews
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