What You Need To Know

Should I Refinance

If your home or mortgage meets any of these three conditions, it may be the right time to refinance.

1. Increased Home Value.

If your home’s value has increased, so has your equity. This can help you secure a better loan or convert equity into cash for any purpose

2. It will lower your current Interest Rates

If you can lower your interest rate by at least 0.5%, it’s worth refinancing—more than 1% makes it an even better deal. A lower rate can mean a , lower payments of $300 -$500 or more, shorter terms, lifetime savings, or all three.

3. Your Current Mortgage is Relatively New.

Early in a mortgage, most payments go toward interest. Refinancing to a loan that applies more to the principal helps you build equity faster and pay off your home sooner.

Ready to Refi? Call Fred 714-583-6188

An OZEAN REALTY specialist will reach out shortly.

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