USDA Loans
USDA loans, backed by the U.S. Department of
Agriculture, offer zero-down mortgages to
eligible rural homebuyers. These loans make
homeownership more accessible, especially for
families who can’t afford the 20% down
payment required by many conventional loans
What is USDA Loan?
USDA loans, once known as “farmers loans,” are now available to many homebuyers outside major metropolitan areas. Eligibility depends on location, income, credit history, and dependents.
Key Benefits:
- Zero down payment with 100% financing
- Loans from the government or government-backed lenders
- Terms up to 38 years for lower monthly payments
- Bad credit may still qualify
- Designed for low-income families
Contact our experts to see if you qualify
USDA Loans are for:
- New Home
- Pre-existing home
- Condominium
- Townhouse
- Land and Home Construction Costs
- Commercial property
- Farms and equipment
Have questions? Call Fred 714-583-6188
If you are interested in finding out if an USDA loan is right for you, please contact us or fill out our pre-approval form. One of our experienced loan officers will help you evaluate your loan options quickly.